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Apostille from the Ohio Secretary of State

Promissory Note - Ohio

Ohio · Fillable PDF · Free

A promissory note is a written promise to repay a loan, such as a loan between family members or friends, with the interest rate and payment schedule spelled out. A promissory note is a written promise to repay a loan, such as a loan between family members or friends, with the interest rate and payment schedule spelled out.

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Who this form is for

  • For Ohio residents and families: promissory note.

What you'll need

  • Read the supplied packet before filling in its fields.
  • Follow this document's signing, identification, witness and filing instructions.

How to complete it

  1. Set the amount and rate (Page 1) Ohio generally limits interest on written loans to 8% a year (R.C. 1343.01), with major exceptions, such as loans over $100,000, business loans, and loans secured by real estate. If no rate is stated, Ohio’s statutory rate applies. If unsure, check the rate with an attorney.
  2. Choose the payment terms (Page 1) Monthly installments, one lump sum, or other terms.
  3. Borrower signs before a notary The borrower signs the note. Notarizing proves the signature if the lender ever has to enforce it. Bring a current, government-issued photo ID.

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These forms are a free convenience, not legal advice. First Choice Mobile Notary & Apostille is not a law firm. Consult an attorney licensed in the relevant state for legal questions.

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