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Promissory Note - Colorado

Colorado · Fillable PDF · Free

A promissory note is a written promise to repay a loan, such as a loan between family members or friends, with the interest rate and payment schedule spelled out. A promissory note is a written promise to repay a loan, such as a loan between family members or friends, with the interest rate and payment schedule spelled out.

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Who this form is for

Colorado residents and families reviewing promissory note.

What you'll need

Read the supplied packet before completing its fields.
Follow this document's signing, identification and any witness instructions.

How to complete it

Set the amount and rate (Page 1) Colorado’s general usury law caps interest at 45% a year (C.R.S. 5-12-103). If no rate is stated, the legal rate is 8% (C.R.S. 5-12-101). Loans made by lenders to consumers are also governed by the Colorado Uniform Consumer Credit Code. If unsure, check the rate with an attorney.
Choose the payment terms (Page 1) Monthly installments, one lump sum, or other terms.
Borrower signs before a notary The borrower signs the note. Notarizing proves the signature if the lender ever has to enforce it. Bring a current, government-issued photo ID.

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These forms are a free convenience, not legal advice. First Choice Mobile Notary & Apostille is not a law firm. Consult an attorney licensed in the relevant state for legal questions.

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