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Promissory Note - Illinois

Illinois · Fillable PDF · Free

A promissory note is a written promise to repay a loan, such as a loan between family members or friends, with the interest rate and payment schedule spelled out. A promissory note is a written promise to repay a loan, such as a loan between family members or friends, with the interest rate and payment schedule spelled out.

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Who this form is for

Illinois residents and families reviewing promissory note instructions.

What you'll need

Read the original packet’s instructions and complete only the fields that apply.
Bring acceptable identification and follow the packet’s signature and witness instructions.

How to complete it

Set the amount and rate (Page 1) Illinois law generally caps interest on many personal written loans at 9% a year (Interest Act, 815 ILCS 205/4), with many exceptions such as business loans and loans secured by real estate. Charging too much can bring penalties, so check the rate with an attorney if unsure.
Choose the payment terms (Page 1) Monthly installments, one lump sum, or other terms.
Borrower signs before a notary The borrower signs the note. Notarizing proves the signature if the lender ever has to enforce it. Bring a current, government-issued photo ID.

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These forms are a free convenience, not legal advice. First Choice Mobile Notary & Apostille is not a law firm. Consult an attorney licensed in the relevant state for legal questions.

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