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Apostille from the Washington Secretary of State

Promissory Note - Washington

Washington · Fillable PDF · Free

A promissory note is a written promise to repay a loan, such as a loan between family members or friends, with the interest rate and payment schedule spelled out. A promissory note is a written promise to repay a loan, such as a loan between family members or friends, with the interest rate and payment schedule spelled out.

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Who this form is for

For Washington residents and families: promissory note.

What you'll need

Read the supplied packet before filling in its fields.
Follow this document's signing, identification, witness and filing instructions.

How to complete it

Set the amount and rate (Page 1) Washington’s usury law generally caps interest at 12% a year, or four points above the average 26-week Treasury bill rate if higher (RCW 19.52.020), with exceptions such as most business loans. If unsure, check the rate with an attorney.
Choose the payment terms (Page 1) Monthly installments, one lump sum, or other terms.
Borrower signs before a notary The borrower signs the note. Notarizing proves the signature if the lender ever has to enforce it. Bring a current, government-issued photo ID.

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A lender uses this form to transfer its interest in a Washington deed of trust (and the loan it secures) to a new lender or investor.

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When a loan secured by a Washington deed of trust is paid off, the trustee signs this reconveyance so the records show the property is free of the deed of trust. Private and family loans often need it.

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A deed of trust secures a promissory note with Washington real estate, for example a private, family, or seller-financed loan. It is signed by the borrower and recorded.

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Lost Note Affidavit - Washington

When the original promissory note is lost, the holder signs this sworn statement so the debt can still be enforced, released, or paid off.

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These forms are a free convenience, not legal advice. First Choice Mobile Notary & Apostille is not a law firm. Consult an attorney licensed in the relevant state for legal questions.

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