Mortgage - Florida

Florida · Fillable PDF · Free

Florida real estate loans are secured by a mortgage. Use this form for a private, family, or seller-financed loan. The borrower signs it before two witnesses and a notary, and it is recorded. Secure a private, family or seller-financed loan against Florida real estate.

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Who this form is for

  • Secure a private, family or seller-financed loan against Florida real estate.
  • Florida real estate loans are secured by a mortgage. Use this form for a private, family, or seller-financed loan. The borrower signs it before two witnesses and a notary, and it is recorded.

What you'll need

  • Read the packet and check the receiving agency's required form.
  • Gather the names, dates and supporting records requested in this document.
  • Bring acceptable identification and any witnesses required by the packet.

How to complete it

  1. Fill in the top box (Page 1) Enter who prepared the document, the return address, and the parcel ID number. Leave the box at the top right blank for the Clerk.
  2. Parties, loan, and property (Pages 1–2) Name the mortgagor (borrower) and mortgagee (lender), and describe the note and property.
  3. Sign before two witnesses and a notary (Page 3) Florida requires two witnesses for conveyances of real property, with their printed names and post office addresses. We can provide witnesses for an additional fee. Bring a current, government-issued photo ID.
  4. Record the original with the Clerk of the Circuit Court (official records) in the county where the property is located.
  5. Florida documentary stamp tax and intangible tax are due when a mortgage is recorded.
  6. Pair it with a signed Promissory Note. Homestead and consumer loans have additional rules; talk to an attorney.

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These forms are a free convenience, not legal advice. First Choice Mobile Notary & Apostille is not a law firm. Consult an attorney licensed in the relevant state for legal questions.

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