A deed of trust secures a promissory note with Utah real estate, for example a private, family, or seller-financed loan. The borrower signs it, and it is recorded. Secure a real estate loan using a qualified Utah trustee.
Secure a real estate loan using a qualified Utah trustee.
A deed of trust secures a promissory note with Utah real estate, for example a private, family, or seller-financed loan. The borrower signs it, and it is recorded.
What you'll need
Read this packet and confirm the receiving agency's required form.
Gather the names, dates and supporting records requested in the document.
Bring acceptable identification for any required notarial act.
How to complete it
Fill in the top boxes (Page 1) Enter where to mail the recorded document, the address for tax notices, and the tax parcel number.
Parties, property, and loan (Pages 1–2) Utah requires the trustee to be a Utah attorney or a title insurance company (Utah Code 57-1-21).
Sign before a notary (Page 3) Each borrower signs. Bring a current, government-issued photo ID.
Record the original with the county recorder of the county where the property is located.
When the loan is paid, the trustee records a Deed of Reconveyance. We have a free Utah form.
Pair it with a signed Promissory Note. Consumer and residential loans have additional rules; talk to an attorney.
When a loan secured by a Utah trust deed is paid off, the trustee signs a deed of reconveyance so the records show the property is free of the trust deed. It can also release other recorded liens.
A promissory note is a written promise to repay a loan, such as a loan between family members or friends, with the interest rate and payment schedule spelled out.
These forms are a free convenience, not legal advice. First Choice Mobile Notary & Apostille is not a law firm. Consult an attorney licensed in the relevant state for legal questions.