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Security Deed (Deed to Secure Debt) - Georgia

Download Security Deed (Deed to Secure Debt) - Georgia PDF

Georgia · Fillable PDF · Free

In Georgia, real estate loans are secured by a Deed to Secure Debt (security deed), not a mortgage. Use this form for a private, family, or seller-financed loan. Secure a private, family or seller-financed loan against Georgia real estate.

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Who this form is for

Secure a private, family or seller-financed loan against Georgia real estate.
In Georgia, real estate loans are secured by a Deed to Secure Debt (security deed), not a mortgage. Use this form for a private, family, or seller-financed loan.

What you'll need

Read this packet and check the receiving agency's required form.
Gather the names, dates and supporting records requested in this document.
Bring acceptable identification and any witnesses required by the packet.

How to complete it

Prepared by and return to (top of Page 1) Enter who prepared the document and where the Clerk should return it. Leave the space above the dotted line blank for the Clerk.
Parties, loan, and property (Pages 1–2) Name the grantor (borrower) and grantee (lender), and describe the note and property.
Sign before an unofficial witness and a notary (Page 3) Georgia requires the signature to be attested by an unofficial witness and a notary. We can provide the witness for an additional fee. Bring a current, government-issued photo ID.
Record the original with the Clerk of Superior Court of the county where the property is located.
Georgia intangible recording tax is due when a security deed is recorded.
Pair it with a signed Promissory Note. Consumer and residential loans have additional rules; talk to an attorney.

Related Georgia forms

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Assignment of Security Deed - Georgia

A lender uses this form to transfer a recorded Georgia security deed, and the debt it secures, to a new lender or investor.

View Assignment of Security Deed - Georgia · Download Assignment of Security Deed - Georgia

Georgia · Fillable PDF · 4 pages · Free

Cancellation of Security Deed - Georgia

When a Georgia security deed is paid off, the holder signs this cancellation so the Clerk can cancel it of record. Private lenders and family loans often need it.

View Cancellation of Security Deed - Georgia · Download Cancellation of Security Deed - Georgia

Georgia · Fillable PDF · 3 pages · Free

Promissory Note - Georgia

A promissory note is a written promise to repay a loan, with the amount, interest rate and payment schedule. It is useful for loans between family members, friends or businesses. Notarizing the borrower’s signature makes it much harder to dispute later.

View Promissory Note - Georgia · Download Promissory Note - Georgia

These forms are a free convenience, not legal advice. First Choice Mobile Notary & Apostille is not a law firm. Consult an attorney licensed in the relevant state for legal questions.

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