Mortgage - Michigan

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Michigan · Fillable PDF · Free

Michigan real estate loans are secured by a mortgage. This form follows Michigan’s statutory short form (“mortgages and warrants”) with a power of sale. Use it for a private, family, or seller-financed loan. Michigan real estate loans are secured by a mortgage. This form follows Michigan’s statutory short form (“mortgages and warrants”) with a power of sale. Use it for a private, family, or seller-financed loan.

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Who this form is for

  • Michigan real estate loans are secured by a mortgage. This form follows Michigan’s statutory short form (“mortgages and warrants”) with a power of sale. Use it for a private, family, or seller-financed loan.

What you'll need

  • Read the packet and check the receiving agency's required form.
  • Gather the names, dates and supporting records requested in the document.
  • Review the packet's signing, identification and witness instructions.

How to complete it

  1. Drafted by and return to (top of Page 1) Enter who drafted the document and where the Register of Deeds should return it. Leave the space above the dotted line blank.
  2. Parties, property, and loan (Pages 1–2) Name the mortgagor (borrower) and mortgagee (lender), describe the property, and enter the loan details.
  3. Sign before a notary (Page 3) Each borrower (and a spouse, for a homestead) signs before the notary.
  4. Record the original with the Register of Deeds of the county where the property is located.
  5. When the loan is paid, the lender records a Discharge of Mortgage. We have a free Michigan form.
  6. Pair it with a signed Promissory Note. Residential and consumer loans have additional rules; talk to an attorney.

Related Michigan forms

These forms are a free convenience, not legal advice. First Choice Mobile Notary & Apostille is not a law firm. Consult an attorney licensed in the relevant state for legal questions.

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