Mortgage - Ohio

Ohio · Fillable PDF · Free

Ohio real estate loans are secured by a mortgage. This form follows Ohio’s statutory short form, in which the words “mortgage covenants” carry the covenants of R.C. 5302.13. Use it for a private, family, or seller-financed loan. Secure a private, family or seller-financed loan against Ohio real estate.

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Who this form is for

Secure a private, family or seller-financed loan against Ohio real estate.
Ohio real estate loans are secured by a mortgage. This form follows Ohio’s statutory short form, in which the words “mortgage covenants” carry the covenants of R.C. 5302.13. Use it for a private, family, or seller-financed loan.

What you'll need

Read this packet and confirm the receiving agency's required form.
Gather the names, dates and supporting records requested in the document.
Bring acceptable identification for any required notarial act.

How to complete it

Parties (Page 1) Enter the mortgagor (borrower), marital status, and the mortgagee (lender).
Property and loan (Page 2) Copy the legal description, parcel number, and prior instrument reference, and enter the loan details. A married mortgagor’s spouse should release dower.
Sign before a notary (Page 3) Each mortgagor (and any spouse releasing dower) signs before the notary with a current, government-issued photo ID.
Record the original with the county recorder of the county where the property is located.
When the loan is paid, the lender records a Release of Mortgage. We have a free Ohio form.
Pair it with a signed Promissory Note. Consumer and residential loans have additional rules; talk to an attorney.

Related Ohio forms

Ohio · Fillable PDF · 4 pages · Free

Assignment of Mortgage - Ohio

A lender uses this form to transfer a recorded Ohio mortgage, and the loan it secures, to a new lender or investor.

View Assignment of Mortgage - Ohio · Download Assignment of Mortgage - Ohio

Ohio · Fillable PDF · 3 pages · Free

Promissory Note - Ohio

A promissory note is a written promise to repay a loan, such as a loan between family members or friends, with the interest rate and payment schedule spelled out.

View Promissory Note - Ohio · Download Promissory Note - Ohio

Ohio · Fillable PDF · 4 pages · Free

Release of Mortgage - Ohio

When a loan secured by Ohio real estate is paid off, the mortgage holder signs this release so the public records show the mortgage is satisfied. Private lenders and seller-financed loans often need it.

View Release of Mortgage - Ohio · Download Release of Mortgage - Ohio

These forms are a free convenience, not legal advice. First Choice Mobile Notary & Apostille is not a law firm. Consult an attorney licensed in the relevant state for legal questions.

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